Cipher1 - Features & Benefits
- Form 1084 Completed Automatically
- Static Side-By-Side Income Review
Up to 3 Tax Years
- Underwriter Driven
Adjustable Income Report
- Allows Underwriter to Determine DURABLE and STABLE Income
- Auto Negates Normally Accepted Non Durable and Stable Income
- Capital Gains
- State and Local Refunds
- Unemployment Compensation
- Compensating Factor Report
- Discrepancy Report
- Corporate, S Corp & Partnership
Cash Flow Reports
- Schedule E - Rents and Royalty Analysis
Both Actual and Fannie Std
- Easy to Follow Forms that Mimic the Federal Forms
- 2106 Expense - Depreciation Add Back
- Meets both Fannie Mae and Freddie Mac Analysis Guidelines
- Saves Hours in Underwriting Time
- Improves Tax Analysis Knowledge
- Makes Quality Control Audit of
Self-Employed Easy
- Makes Reconciliation of 4506T Transcripts Simple
- Allows User to Save up to 5 Years of Analyzed Returns
- Freddie Mac APPROVED TOOL FOR ANALYZING THE SELF-EMPLOYED
- Reviewed and Vetted by Fannie Mae
- Automatically Adds Back Normally Accepted Adjustments to Income
- Depreciation
- Depletion
- Amortization
- Casualty Loss
- Major Non Recurring Expenses
- Business Use of Home